The Group moves about $370 million a year through its facilities. This platform turns each card payment into USDT, and then into that facility's own token, while the player is still at the cashier. We build it, connect it to the processors and hand it over. We take nothing from your processing.
Card money takes days to reach you, and players should not wait for it. The platform credits tokens the moment a payment is approved and backs each one with USDT from the facility's treasury wallet, so a processor's settlement schedule never reaches the gaming floor.
Tokens are issued on approval, not on settlement. The facility's wallet covers the hours until that day's payout, so every token is backed from the first second.
Every merchant account, wallet and key is in the Group's name. We deliver the platform with its source code and hold nothing of yours.
A fixed build price and a monthly fee that follows the number of facilities online. No percentage of volume, at launch or at scale.
The three processors we engage are chosen because they pay out every day, in USDT. The player receives USDT the moment the card is approved, and the processor's payout reaches the facility's wallet the same day.
From card approval to USDT in hand.
From the day's play to money in the facility's wallet.
Same-day settlement in USDT is a requirement for each of the three processors we engage. The money itself arrives that day.
Each facility wallet only has to cover the hours between approval and that day's payout, not several days of volume.
The treasury and reconciliation agents size each working balance and tie every processor payout back to the USDT already issued.
Same-day payout in USDT is confirmed in each processor's merchant agreement during setup. Float options are also standard with the USDT harness.
We have the connective tissue to twelve gambling-specialist processors. For this volume we engage three, so the platform never depends on one processor.
If one processor slows, declines or goes offline, its traffic moves to the other two in real time. Payments keep running.
Volume is spread across the three by approval rate, capacity and cost, so no single processor carries the Group.
Each of the three merchant accounts is in the Group's name. We connect the APIs in the back end as each processor approves.
Every dollar, USDT and token is written to a single ledger. Six families of independent agents run against it around the clock, installed directly in the Group's environment. They watch, match and flag. Your people decide.
Reads card type, issuing country and live approval rates, sends each payment to the processor most likely to approve it, and retries elsewhere when a decline allows.
Scores every payment and tracks the dispute ratio by processor and by facility, so a problem is seen here before a processor raises it.
Works out the working balance each facility needs from its own volume and payout timing, and warns before a wallet runs short.
Ties each processor settlement to the tokens issued against it and isolates anything that does not agree.
Keeps the record of every payment from approval to token credit to play, and assembles the response when a dispute arrives.
Brings each new facility online: branding, token, gaming system connection, thresholds and wallet.
The agents are not connected to Labarna's mainframe. They run on their own, and the Group's payment data stays in the Group's environment.
We install every agent ourselves, inside the platform we hand over. Nothing depends on a shared service of ours staying online.
We keep them updated, tuned and running after handover. That work is covered by the monthly fee.
Four working views. The figures are illustrative: they show how the platform is laid out, not results.
| Facility | Payments | Tokens out | Cover | Status |
|---|
| Time | Paid | Tokens | Processor | Result |
|---|
| Time | Facility | Amount | Sent to | Why | Result |
|---|---|---|---|---|---|
| 14:02:11 | 014 | $200 | A | Highest approval, capacity free | Approved |
| 14:02:09 | 131 | $1,200 | A, then B | Soft decline at A, failed over to B | Approved |
| 14:02:04 | 067 | $150 | C | A and B above target share | Approved |
| 14:01:58 | 090 | $300 | B | Next in weighted rotation | Declined |
The build is paid in three parts as it is delivered. The monthly fee begins at handover and moves only with the number of facilities online.
One time. Processor setup included.
| Payment | When | Amount |
|---|---|---|
| First | At signing | $141,667 |
| Second | Day 30 | $141,667 |
| Final | Day 60 | $141,666 |
| Total | 60 days | $425,000 |
From Day 30. Engine and onboarding included.
| Facilities | Onboarding | Per month |
|---|---|---|
| 1 to 25 | Included | $17,500 |
| 26 to 75 | Included | $35,000 |
| 76 to 125 | Included | $52,500 |
| 126 to 200 | Included | $70,000 |
In payments, whoever places a merchant with a processor is paid a share of every transaction for the life of the account. It is how every agent is paid, and nobody does this work without it. We are declining it. On $370 million a year, one percent is $3.7 million, every year. That stays with the Group, because we see a much deeper relationship here than a toll on your volume.
Illustrative figures on $370 million a year. Processor fees are the same in all three and are not shown.
| Build it yourselvesTraditional development shop | An agent at a bankPaid by residual | This proposalLabarna AI | |
|---|---|---|---|
| Up-front cost | About $2.1MAbout five times our price | NoneNo platform is included | $425,000In three payments |
| Time to live | 12 to 18 monthsTo a first working version | Not applicableThe platform is still yours to build | 30 daysComplete at Day 60 |
| Ongoing cost | Your own teamTo run and maintain it | About $3.7M a yearAt a 1% residual, rising with volume | $840,000 a yearWith all facilities online |
| Processor setup | On youFind, apply to and connect each one | Placed by the agentWith the agent's own processors | Handled with youThree engaged from twelve connected |
| Share of your volume | DependsOn who places your accounts | 0.5% to 1.5%$1.85M to $5.55M every year | $0Now and later |
| Software ownership | The GroupAfter you build it | Nothing to ownNo software is included | The GroupSource code handed over |
The self-build figure is our estimate. The agent range is modelled from published agent programme terms, where agents keep 50% to 85% of the margin on high-risk accounts. This is industry standard pricing for an agent. It is not a quote from any agent or bank.
Processor applications are filed on Day 1 and run in parallel with the build. Each processor's review and approval is finished by Week 6. By then the software is complete, the bugs are worked out and it is deployed to the locations. The APIs are connected in the back end as each processor is engaged.
Give us the Group's legal and signatory details and we will have your contract prepared and delivered for review on the day you choose.
Legal entity, trade licence, authorised signatory and billing contact. About two minutes.
Prepared in the Group's name and sent to the signatory for review.
Signature and the first payment set Day 1. The first facility is live thirty days later.
We prepare your contract from these details, exactly as entered.